Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in the Phoenix area.
At The Contractor's Choice, we understand the distinct challenges and risks faced by businesses involved in construction, general contracting, and related trades operating from this specific location in Phoenix. Our agency is built on the principle that contractors require tailored insurance solutions designed specifically for their hands-on work environment, their clients' expectations, and the local market conditions.
Our team at The Contractor's Choice is deeply familiar with the local business landscape in Phoenix. We work closely with contractors who are building, remodeling, and managing projects right here in our community. We are not just selling insurance policies; we are providing partners who understand the intricacies of running a successful contracting business locally.
General Liability Insurance
This is a cornerstone of protection for any contractor operating in the Phoenix area. A policy from The Contractor's Choice safeguards your business against claims of bodily injury, property damage, or personal injury that may arise from your work site located in or serving the Phoenix region. Whether you're working on a residential project in Scottsdale or managing commercial construction in downtown Phoenix, this coverage is essential. We ensure your policy provides adequate limits and comprehensive coverage relevant to the specific risks encountered in your Phoenix-based operations.
Workers' Compensation Insurance
In Arizona, including the Phoenix area, Workers' Compensation is not just recommended, it's often legally mandated for businesses with employees. The Contractor's Choice offers tailored Workers' Compensation plans designed for contractors. We understand the fluctuating nature of construction staffing and can help navigate the complexities of Arizona state requirements specific to contractors operating in Maricopa County, ensuring compliance and protecting your workforce. Our goal is to secure competitive rates while providing reliable claims support when needed, focusing on getting injured workers back to work safely.
Commercial Property Insurance
Your tools, equipment, vehicles, and potentially your job site location (if applicable) are valuable assets crucial to your Phoenix contracting business. Commercial Property Insurance protects these assets against damage or loss caused by events like fire, theft, vandalism, or natural disasters that might affect the Phoenix area. We help contractors secure coverage that accurately reflects the value of their business operations right here in Arizona.
Commercial Auto Insurance
Contractors rely heavily on vehicles for transportation to job sites throughout the Phoenix metropolitan area. From vans carrying equipment to trucks delivering materials, Commercial Auto Insurance is vital. The Contractor's Choice offers specialized auto policies designed for contractor fleets, covering liability, physical damage, and protection against uninsured/underinsured motorists, ensuring your vehicles and the contractors driving them are protected on Arizona roads.
Business Owner's Policy (BOP)
Often a streamlined option for small to medium-sized contractors, a BOP typically bundles General Liability and Property Insurance (often including Business Interruption) into a single, competitively priced package. The Contractor's Choice can evaluate if a BOP is the most efficient and cost-effective solution for your specific contracting business operating in the Phoenix area, simplifying your insurance management.
Commercial Umbrella Insurance
For contractors managing larger projects or seeking enhanced liability protection beyond standard limits, Commercial Umbrella Insurance provides an extra layer of defense. This policy kicks in when primary liability coverage limits are exhausted, offering significant protection against potentially catastrophic claims that might arise from complex projects in the Phoenix building industry.
Contractor Bonds
Many contracting jobs, especially those involving government contracts or commercial work in Arizona, require specific types of bonds. The Contractor's Choice can assist with obtaining the necessary bonding, such as Performance Bonds, Payment Bonds, and License & Permit Bonds, ensuring you meet contractual obligations and licensing requirements within the Phoenix market.
Our Commitment to Local Contractors
Being located right here in Phoenix allows us to provide personalized service and build strong relationships with the contractors we serve. We understand the local competition, the specific risks associated with building in Arizona's climate, and the importance of protecting your reputation and bottom line within the community. We pride ourselves on being accessible, knowledgeable, and focused solely on helping contractors succeed and protect their businesses right here in the Valley of the Sun.
Choosing The Contractor's Choice Agency means choosing an insurance partner who speaks your language, understands your industry, and is committed to your success operating from this Phoenix location. We are dedicated to finding the most appropriate and cost-effective insurance solutions tailored to your specific contracting needs.
Ready to get the right insurance coverage for your contracting business operating right here in Phoenix? Contact The Contractor's Choice Agency today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/.
Frequently Asked Questions
Q1: What types of contractors does The Contractor's Choice serve in Phoenix?
A1: We specialize in insurance solutions for a wide range of contractors operating in the Phoenix area, including general contractors, construction companies, roofing contractors, HVAC specialists, electrical contractors, plumbing businesses, painting companies, and other trade professionals based out of or serving the Phoenix region.
Q2: How can The Contractor's Choice help with Workers' Compensation for my Phoenix-based construction business?
A2: We offer tailored Workers' Compensation plans designed specifically for contractors in Arizona. We understand the unique staffing patterns and risks of your business and can help you navigate the complexities of Maricopa County requirements to ensure compliance and provide competitive rates for protecting your workforce operating locally.
Q3: Do you offer insurance for equipment breakdown or loss for contractors in Phoenix?
A3: Yes, we offer Commercial Property Insurance policies that can include coverage for equipment breakdown and loss. This is crucial protection for contractors who rely on specialized tools and machinery essential to their Phoenix-based operations.
Q4: What should I do if I have a claim on a job site in Phoenix?
A4: If you experience a covered loss related to your contracting work in the Phoenix area, contact our claims team immediately at 844-967-5247. We are committed to handling your claim promptly and fairly, working to minimize disruption to your business operations right here in Arizona.
Q5: Can The Contractor's Choice help me find the right General Liability limits for my Phoenix contracting business?
A5: Absolutely. We work with you to assess the specific risks of your contracting business operating in the Phoenix area and recommend appropriate liability limits. Factors like project size, client requirements, and the nature